Health insurance
Helps meet eligible hospitalisation and treatment expenses for an individual or family.
- Individual or family cover
- Hospital network
- Waiting periods
Products
Protection and finance for life's important needs
Explore the insurance and loan categories available through MyPolicy AI. Each section explains what the product is for and the terms worth understanding.
Protection
Insurance categories
Cover for health, life, vehicles, employees and travel. Benefits and exclusions vary by policy.
Car insurance
Protects against third-party liability, with broader cover available for your own car.
- Third-party liability
- Own-damage cover
- Optional add-ons
Bike insurance
Covers two-wheelers for mandatory third-party liability and optional own damage.
- Third-party cover
- Theft and damage
- Single or multi-year cover
Life insurance
Provides financial support to your nominees if the insured person dies during the covered term.
- Term protection
- Cover amount
- Policy term
Group & employee cover
Cover arranged for a defined group, commonly employees of an organisation.
- Group eligibility
- Included benefits
- Cover continuity
Travel insurance
Short-term protection for specified medical and travel-related events during a trip.
- Medical emergencies
- Baggage events
- Trip interruption
Borrowing
Loan categories
Finance for personal, property, education and business needs, subject to lender assessment.
Personal loan
Unsecured borrowing for eligible personal needs, repaid through scheduled instalments.
- No asset security
- Fixed tenure
- Income-based assessment
Home loan
Long-term finance for buying, building or renovating an eligible residential property.
- Property-backed
- Longer tenure
- Fixed or floating rate
Loan against property
Funds raised by offering an owned residential or commercial property as security.
- Secured borrowing
- Property assessment
- Defined repayment term
Business loan
Finance for eligible working capital, equipment, operations or business expansion needs.
- Business purpose
- Cash-flow review
- Financial documents
Education loan
Funding for eligible course fees and related study expenses in India or overseas.
- Course expenses
- Moratorium terms
- Student and co-applicant
Balance transfer
Moves an existing loan to another lender under a new set of repayment terms.
- Remaining principal
- Transfer charges
- Revised tenure
Before you choose
Start with your actual need
For insurance, identify the risk and level of protection you need. For a loan, define the purpose, amount and repayment period you can manage. Read the final policy or loan terms carefully before making a commitment.